OFW po kami at pareho kaming breadwinners. We wanted to go home for good soon and we hope you can join us in this journey. If you have a loved one na OFW please help him or her go back home soon by reading this and sharing this to them too.
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| Travelling around the world in One place- Just 2 hours from our residence in UAE- Global Village,Dubai - Tipid travels. |
So we check on reasons why Pinoys go abroad.
We wonder why madaming Pilipino ang naghahangad mag-abroad.
Isang pangunang rason dito na nakita namin ay upang maitagayod ang mga mahal sa buhay.
Lets be realistic- mas madaming opportunities abroad keysa sa bansa natin.
Ang sweldo ay mas malaki din. Mataas din ang palitan kumpara sa piso kaya araw-araw ay may umaalis na Pinoy upang makipagsapalaran sa ibang bansa.
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| 'Nursing'- One of the in- demand jobs abroad- my wife getting ready for work... |
Pero pinagtataka namin ay bakit 'yong iba ehh tumanda na sa kakayod kalabaw eh hindi pa din nakakauwi ng 'Pinas.
Something wrong talaga...
... So we decided to explore on common behaviors why Filipinos got stucked abroad.
Share this to your OFW friend and families in 'Pinas with OFWs abroad.. Hope this helps.
Top 5 Maling Deskarte ng Pinoy Abroad.
Tignan natin isa- isa:1. Madaming Pangarap kulang sa pagpaplano at aksyon.
We always see many people sharing ng kanya kanyang pangarap sa buhay.
Bahay, sasakyan, lupa, puhunan para sa negosyo later on. Kanya kanyang rason.
Makulay nga talaga buhay sa pagpaplano habang naghangad magpa ibayong dagat ang karamihan.
Nong nakarating na abroad ay biglang umiba na ang pananaw. Na diskaril na sa plano at naaliw na sa magandang buhay abroad.
Work, work lang ang mind set. Come what may, no exact plans. Total may income naman. Everything will be fine may nice job naman dito.
Easy money kasi. Malaki pa sahod kaya naiiba na focus ng karamihan.
Plus dagdag mo na madali ding kumuha ng credit cards at personal loans.
Sad to say madami nalubog sa utang at masaklap 'yong iba nakukulong pa. Kaya lalong nagkakaproblema sila.
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| Magplano at gumawa ng action- Action is the key. No actions- no results. Takesteps one at a time. |
2. Mamaya na habit
- 'May bukas pa naman kapatid... Bata ka pa Sis, enjoy2x muna ...' ito mga sabi sabi sa kabaro ding OFW. -kalimitang maririnig mo ito sa mga nauna na sa abroad na mga kasama at nameet. Peer pressure ika nga at its best.
Si kuya at si ate bago lang nakilala ay nagiging mentor sa buhay adaptation abroad.
Ikaw naman o pamilya mo abroad na baguhan eh walang kamuwang muwang - ' sige follow the flow na muna... Sila nga eh ng eenjoy. Nothing wrong with few years na enjoy enjoy muna. Tama nga ba sila?..
Ang katotohanan ehh di na mamalayan kasali na pala sa kumonoy ng forever working abroad cycle ng many Pinoys abroad.
3. Discounts at sale bonanza
'Nong sumalpa abroad. Sa una super tipid. 'Di nga nagtataxi eh. Minsan nilalakad pa kahit malayo.
Bawat kita binibilang at iniiwasan ang gastos.
Nong napunta na sa mall biglang na pa Wow na! Kasi on sale. Ang mura ng bilihin! Nawindang!. Yong inaasam asam-asam na ' Nike shoes bagsak presyo.
Kaya sige nothing wrong. Not that heavy naman, sige ngayon lang naman ito kaya sige bili!
Nong nasanay na nang konti. Naging hobby na ang may bagong shoes o branded na damit once in a while lalo na at 50% discount naman.
Naging kasali na ikaw o yong OFW mong mahal sa normal na gawain ng Pinoy -abroad.
No wonder why many are hooked up away from home for decades na at hindi maka uwi - uwi kasi ginagastos sa mga bagay bagay na walang long term good effect.
4. Travel while young attitude.
Sabi ng karamihan - 'mag -travel ka friend while bata kapa.
Get experience and travel the world'. Enjoy youth and explore the pages of the world.
For me nothing wrong with that -basta ay napag planuhan ng maayos ahead of time.
You can get discounts and maximize your travels din naman. Basta importante wais sa pag tustos ng hard earned money mo.
For many naging norm na ang travel. Sa umpisa pa isa-isa lang.
Hanggang nawili na at every time bakasyon ay nasa ibang country of destination na. Bucket list nga daw. Hanggang na completo mo na listahan mo.
Yong iba inuutang na- napasobra na sa enjoy. Nakaka addict na din.
Slowly 'di mo na-realize don lang napupunta yong pinaghirapan mo sa isang taon.
Xempre kasama pamilya mo sa travel. Travel gears pa and of course need pa to buy pasalubong at souvenirs pagkatapos. In short butas na naman bulsa.
Then nawindang kana lang pagbalik mo after bakasyon at tatrabaho kana ulit.
Asan na napunta yong pera?. Masaklap na katotohanan pero its happening.
Your behavior towards early gratification becomes your failure.
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| Everythin starts with a plan- then execution- then evaluate, then repeat (Failure - if you did not do anything at all) |
5. Walang long term plan.
Madami sa atin sa umpisa lang ang plano. Once abroad na. Change course, wala nang exact goals. Nagka-loose focus na.
Madalang kang nakakakita ng ofw na may mga listahan on long term , midterm or even short term plans to go back home.
They thought matagal pa naman retirement at tska na yan.
Di bale na, pag medyo may extra na.
... Where in infact you have extra, lifestyle mo lang talaga nag hihinder sa pag-unlad - ..
You/ your OFW loved one have upgraded life too early.
To tell frankly mabilis ang panahon dito sa abroad. Kasi you do all the work. Ikaw lahat.
Kaya dahil sa kakulangan sa paghahanda - nong magising ang karamihan ay bigla na lang na realize '60 years old na pala.. Bye! Bye! Time to go sabi nang employer mo. At masaklap na resulta - nganga na hanggang pag tanda.
Don' let yourself or loved one reach that age. Learn to maximize time and plan early.
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| One of our favoirte activities- "brain storming together to be better". |
You only have one chance to make things different. Prepare early. Prepare today.
We wanna see you or your loved one retire early. You or your loved one can go home. Yes you can/ yes they can!
... learn to plan ahead and create passive sources of income.
There are many ways to do it.
We will be posting more blogs about passive income soon
Build it, strengthen your resources and make your hard efforts reach the next generation.
Like what we learned from our personal finance mentor. -
'Go home at your prime' - J. Randell Tiongson,RFP
We believe in the power of change. Change for the better.
Be part of the growth, be part of better Philippines.
Act today, prepare for tomorrow.
See our other blogs on investments and money tips with me and my wife. OFW stories abroad.
To your Financial Freedom. Che & Poy.
Cheers to abundance.