Sunday, December 20, 2015

How my Wife Started from Saver to Investor

 SAVER to INVESTOR

Savings.. more savings
I would like to share to you the story of my wife
She is a typical OFW before, who like most Filipinos abroad
are doing their best to serve their families back home

like many people abroad...
kayod kalabaw talaga ang labanan!!

Rest day is only for sleeping and 
duty time is like forever.

She told me I need to save, save, save
make every money earned count.

She was great in saving her  money.
She would save almost 40-50% of her salary as savings
And send around 15% for her family back home
She would spend the remaining 35% on day to day expenses.


Ignorance on Investing
She was a great saver alright
But she didn’t know anything about investing.

She thought investing is something reserved for rich people
Sabi niya 'you can do it only if you have saved enough amount'

dagdag pa niya 'tsaka na lang pag may enough na akong savings'.


Her thinking of needing big amount to start up 
was holding her back to start with any investments.

But I was persistent sabi ko sa kanya
You try to explore this one... kasi its a wonderful way
to multiply money.

.... at hindi mo kailangan ng malaking amount to start
on you investing journey.

At kinulit ko siya ng kinulit. This was repeatedly done 
for sometime... months  and more months have passed pa. ;) 

Takot Ako! 
When I introduced to her about Stock Market Investing
She was afraid
She was fearful, she might lose her money

She thought it was a scam- 
'papano ba yan lalago? baka scam, she said.

Sabi ko hindi siya scam!
Kasi it is done legally
and there are governing bodies to control the stock market.

I shared to her  about taxes, securities and exchange commission
and other stuff about protecting the rights of investors.
She was keen and pessimistic about it.

I told her it will grow in time
if done properly.

It took her time to be finally convinced to start investing
in stocks until finally she did decide to go for it! 

pero ginawa niya lang yon pagkatapos niyang makita 
na nag go grow na ang stock portfolio ko.

Sabi nga na karamihan, 'I need proof... proof muna bago ko yan
susubukan'- sigurista kung baga.! ;)

My Wife's First Try on Stocks Investing
When she finally decided to start up already
To her surprise!! 
She only need a few thousand pesos to start Investing in Stocks

' O siya sige. dali umpisa na tayo.!
I was very excited for her!!
So we opened an account with one of the online stock broker
then she placed fund for it. 
Then she bought a stock that she studied for sometime
.... then everything was history!

Starting at 5k Pesos 
So, finally she started with 5,000 pesos.
.... she said I will try this amount for now and let us see.

As of this writing that particular stock she bought is already
around 11,200 pesos now. That is 225% growth in less than a year.
 not to mention may kinita pa siyang dibidendo (in cash).

We know that it isn’t that big
But imagine if you placed more cash, right? 

... see guys! you cannot get that growth 
from a normal bank deposit.

even to other paper investments
indeed stocks is one of the best vehicles to multiply your money.

Not to mention she is also more interested now on 
studying stocks investing and trading than ever before.

Dati sabi niya 'ikaw na lang mag stocks stocks diyan. 
Ayaw kong gumising ng maaga para bumili ng stocks online!
Matutulog na lng ako! But now she is involved.

She wanted to learn more.
 .... and this is just a start.

I’m sure she will grow and multiply her funds more,
as she learns more about stocks investing and trading.


Now this time around.

This can be your story too..

Alamin papano mababago life mo through learning
more about Stocks Investing. 


We are going to have Learning Series in Gensan this
February all about Stock Investing and Trading.


And yes! you can Meet my wife there and our mentor Mr. Marvin Germo to share more about experiences, our experience.
how we learned to grow cash through stock investing and trading.


Go to our website to learn more.



PS. This is not a quick-rich scheme. 'Stock Smarts Gensan Learning Series' aims to help educate and  invest wisely in stocks. 

It is the sole responsibility of the learners to apply with due diligence whatever they will learn- understanding the risk and advantages of every investments performed.   



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